LenWise LenWise
By MY PEA POD LLC

Spend Wisely,
Live Fully

LenWise gives you a clear picture of where your money goes — so you can focus on what truly matters. Simple, private, built for you.

Google Play See How It Works
5K+
Downloads
4.8
Play Store Rating
100%
Free to Use

Your Money Deserves Clarity

LenWise turns messy spending into clear insights — without the complexity.

Auto-Detect

Transaction Recognition

LenWise identifies your bank alerts, e-wallet receipts, and billing messages — then logs them as expenses automatically. One permission, zero effort.

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Flexible Input

Quick Manual Logging

Not an SMS person? Log any expense in under 3 seconds. Type the amount, pick a category, done. No complicated forms or extra steps.

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Insights

Spending Breakdown

See your expenses sorted by category with visual charts. Instantly know if food, transport, or subscriptions are eating up your budget.

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Control

Spending Limits

Set a cap for each spending category. LenWise sends a gentle nudge when you're close — so you can adjust before going over.

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Local First

Works with Philippine Apps

GCash, Maya, BDO, BPI, UnionBank, Metrobank, and credit card notifications — LenWise recognizes them all out of the box.

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Protection

Data Stays Yours

End-to-end encryption. No data sold to third parties. Delete your account anytime with one tap. Your trust is not optional — it's everything.

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Recognized Across the Board

LenWise reads notifications from the platforms Filipinos use most

GCash Maya BDO BPI UnionBank Metrobank Security Bank RCBC PNB EastWest Credit Cards ShopeePay

Why We Ask for Access

No mystery, no jargon — here's what each permission does for you.

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Your city, not your street

We use approximate location to align expense timestamps with your local time zone and flag unusual account activity. No exact address, no movement tracking. With your consent, this data is encrypted and backed up to our server so your account stays protected.

✦ City-level only · Encrypted backup · Delete anytime
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Optional — just for your avatar

The camera only activates when you choose to add a profile photo. The image stays local on your phone — no server uploads.

✦ Stays on your phone
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Financial texts only

Scans incoming bank alerts and e-wallet receipts (GCash, Maya, credit cards) to log your spending automatically. Personal messages are completely ignored. With your authorization, the extracted financial details are encrypted and uploaded to our server for secure backup. You can disable SMS access and log manually instead.

✦ Personal SMS ignored · Encrypted upload · Manual mode available
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Works better on your phone

Knowing your phone model and OS version helps LenWise run smoothly on your specific device. With your permission, this info is encrypted and sent to our server for session stability and fraud prevention. Your spending history is kept entirely separate.

✦ Encrypted upload · Spending data stays separate

Every permission can be revoked from your Android Settings at any time. When you delete your account, all data stored on our servers is permanently removed. Full details in our Privacy Policy →

Common Questions

Is LenWise really free?
Yes. Every feature — smart detection, manual logging, spending breakdowns, and budget limits — comes at zero cost. No premium tiers, no hidden fees, no paywalls.
How does LenWise know my transactions?
When you enable SMS access, LenWise picks up incoming text alerts from banks and e-wallets, extracts transaction amounts and dates, and securely uploads them to our server for your expense log. Personal texts are completely ignored. Or skip SMS entirely and type each entry by hand.
Is my financial data safe?
Absolutely. All data you authorize is encrypted before leaving your device and transmitted solely to our own servers at https://lenwise.xyz/api. We never sell your information. You can delete your entire account and all stored data in one tap from inside the app.
Which e-wallets and banks are supported?
LenWise works with GCash, Maya, BDO, BPI, UnionBank, Metrobank, Security Bank, RCBC, PNB, EastWest, ShopeePay, and most major credit card issuers in the Philippines.
What if I don't want to share SMS access?
No problem — you can skip SMS entirely and type each expense yourself. The app works the same either way. SMS detection is purely optional convenience.
256-bit Encryption
No Data Sold
RA 10173 Compliant
One-Tap Delete

Start Spending Wisely Today

Join thousands of Filipinos who are already building better money habits with LenWise.

Get LenWise on Google Play